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Flexible payment options

Financing that works for your budget.

Don't delay the work your home needs. Apply in minutes, get multiple offers, and choose the plan that fits โ€” all with no impact to your credit score.

โœ“ No dealer fees โœ“ 0% APR options โœ“ Up to $100,000 โœ“ Soft credit check only โœ“ Decisions in minutes
Your options

Two great financing partners.

Brighthaus has partnered with both Acorn Finance and Wisetack so you can compare and choose the option that works best for your project and budget.

Best for larger projects โ€” up to $100k

Compare 12+ lenders at once

Acorn connects you to top national lenders in seconds. Get personalized offers side-by-side and pick the rate and term that fits your project and budget โ€” all with a single soft credit check.

$100k
Max loan
6.99%
Rates from
12 yrs
Terms up to
  • โœ“12+ competing national lenders
  • โœ“$0 dealer fees โ€” completely free for you
  • โœ“Soft credit check โ€” no score impact to apply
  • โœ“Funds in 1โ€“2 business days after approval
  • โœ“Home improvement, ADU, HVAC & more
Check my rate โ€” no credit impact โ€บ
Payment calculator

Estimate your monthly payment.

See what your project might cost per month. Actual rates depend on your credit profile and lender.

$
$311
Monthly payment
$3,660
Total interest
$18,660
Total cost

This calculator provides estimates only. Your actual rate and payment will depend on your credit profile, loan amount, and the lender you choose. All financing subject to credit approval.

How it works

From application to project start.

No paperwork, no waiting weeks. Most customers receive a financing decision in minutes.

1

Get your estimate

Request a free AI estimate or schedule an on-site quote. We'll scope the work and give you a clear total before anything starts.

2

Apply for financing

Click the Acorn or Wisetack link above. Takes under 2 minutes. Soft credit check only โ€” your score is not affected.

3

Choose your offer

Compare options from multiple lenders and pick the term that fits your budget. 0% APR or longer terms โ€” the choice is yours.

4

We get to work

Once approved, funds typically arrive in 1โ€“2 business days. We schedule your project and get started โ€” no delays.

Common questions

Financing FAQs.

Ready to get started?

Your project, your timeline.

Apply with Acorn or Wisetack today โ€” no fees, no obligation, no hard credit pull until you choose an offer.